Query method of loan progress: 1. Users bring their ID cards and loan bank cards, and go to the bank counter or the lobby of other lending institutions to inquire, and the staff can help to inquire about the progress of loan approval. 2. The user calls the official customer service phone of the loan bank for inquiry. 3. Log in to the mobile banking APP and directly search for "loan progress" in the search bar on the home page.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

When issuing long-term loans, the interest rate is higher than that of short-term loans, and the benefits are good. However, if the loan term is longer, the risk will increase, the security will decrease and the liquidity will weaken. Therefore, the "three natures" should be harmonious, so that there can be no problem with the loan.