1. Company: Lightspeed Loan is a loan product of China Everbright Bank. The application process and required information are similar to those before. Personal authentication, face recognition and basic personal information need to be submitted. Applicants need to have a savings account of China Everbright Bank, and can submit credit enhancement materials such as national mortgage house, full-payment car, mortgage car and life insurance policy to increase the credit line. The age range for open applications is 22 to 60.

2. Pass rate: the loan application for Guangzhou Express Loan is approved normally, and the loan issuance rate is indeed in good condition. After normal submission, the whole process is basically system approval, and there is no telephone call back. After submission, the approval result will be issued within 1 to 3 hours, and the loan will be received on the day of approval. Therefore, the pass rate of Guangzhou Express Loan is relatively high.

3. Everbright Bank Lightspeed Credit is a personal consumption credit loan product for Everbright Bank's high-quality mortgage customers and bta wealth management products pledge customers. This loan product is divided into two forms: light speed credit loan and light speed pledge loan. The maximum loan amount of Guangsu credit loan is 300,000 yuan, and the longest loan period is 36 months, while Guangsu pledge loan is through online banking or mobile banking. Self-service loans with bta wealth management products as collateral, the starting point of the loan amount is 5,000 yuan, and the highest is 300,000 yuan. The shortest loan period is 65,438+00 days and the longest is 65,438+0 years.