1. Determine the purchase city and loan bank: First of all, you need to determine the purchase city and the corresponding loan bank, because the regulations of different cities and banks may be different.
2. Applying for provident fund loans in different places: You can consult the specific handling procedures at the local provident fund management center according to local regulations, submit relevant application materials and fill in relevant application forms.
3. Approval process: After the application for provident fund loans in different places is approved, the lending bank will issue loans if it meets the requirements. The specific approval time and process may vary according to different banks and regions.
It should be noted that the conditions and restrictions of provident fund loans in different regions will be different. Please read the relevant policies and regulations carefully, and consult the local provident fund management department and loan bank for detailed information.
Regarding "many people will be told that they are black households with insufficient comprehensive scores when applying for online loans", if you encounter this situation, you can first understand the reasons why you are identified as black households. For example, frequent application for online loans may lead to a decline in the overall score. You can use tools such as "balloon search" to inquire about relevant information and learn more about yourself. Once you know what causes you to be identified as a black household, you can improve and adjust the reasons and improve the big data score of online loans.