After all the materials are submitted, the normal bank will inform you that it can be approved within 3 weeks, but generally it can be approved within 2 weeks as long as the bank that cooperates with the intermediary company has priority or urgent treatment.

The process of applying for mortgage loan:

In the first step, the applicant pays the down payment according to the agreed proportion and signs a house purchase contract with the developer.

Step 2: The applicant applies for a loan, fills in the loan application form and submits the application materials required by the bank.

The third step is bank acceptance, investigation and approval. The approval process includes: the bank investigates and verifies relevant information, and decides whether to grant loans, loan amount, interest rate, term, etc.

Step 4: After the approval, the bank signs a loan contract with the borrower, and goes through the filing and mortgage procedures.

Step five, the bank issues loans, and the applicant repays them on time according to the prescribed repayment method.