If the loan is made through other channels, the hukou cannot be used as the only basis for the loan, and it is still one of many requirements. When consumers consult the loan business, if the other party claims that they can only apply for loans through the household registration book, they must be careful, which is likely to be a scam. Moreover, such cases often appear and have become a common means for criminals.

If you want to apply for a loan safely and quickly, you can choose a formal Internet financial platform. At present, most formal internet financial platforms can provide all-round loan services for individuals and small and micro enterprises.

The loan threshold is set very low in order to give more people the opportunity to apply for loans. In addition, the security of the platform is also guaranteed. Have an experienced risk control team, take different risk control measures and form a perfect risk control system.

It is basically a scam to rely solely on the hukou for loans, because in all formal loan channels, the hukou may only be one of the conditions and cannot be used as the only basis for loans.

For example, when banks apply for loans, they will put forward different requirements. Only when all conditions are met can they apply for loans. If you want to apply for a mortgage loan, you need to have collateral that meets the requirements of the bank in addition to the identity certificate that meets the requirements. In the case of unsecured credit loan, you must also have a good credit record, personal work certificate and income certificate.