Zhongshan Yingtong Longhui Loan Company is a lending institution, and its business scope includes handling all kinds of small loans and other approved businesses. As far as I know, the company has been committed to providing customers with quality products, good technical support and perfect after-sales service. Formal lending institutions should have legal business qualifications and corresponding regulatory measures to ensure the compliance and risk controllability of loan business. Therefore, according to the business scope and service attitude of Zhongshan Yingtong Longhui Loan Company, it can be recognized as a formal lending institution.