Legal basis:
Notice on preventing operating loans from illegally flowing into the real estate field. Strengthen the management of intermediaries. All banking financial institutions should formulate access standards for various intermediaries and establish a "white list" of cooperative institutions. Intermediaries that assist borrowers to obtain loans for business purposes shall not cooperate, and the list of relevant institutions shall be submitted to the relevant local administrative departments, and the illegal acts shall be handed over to judicial organs in a timely manner. It is necessary to strengthen the monitoring and statistics of cooperative business, focusing on strengthening the analysis and verification of the rapid growth of single intermediary cooperative business.
Real estate intermediaries may not provide consultation and services for buyers or cooperate with other institutions to provide financial products such as mortgage loans, and may not induce buyers to use funds for business purposes in violation of regulations; When providing brokerage services for the sale of new houses and second-hand houses, buyers should be required to promise in writing that there is no misappropriation of bank credit funds in the purchase funds. Local housing and urban-rural construction departments have established a "blacklist" of real estate intermediaries and personnel who violate regulations, and increased accountability for punishment and made it public on a regular basis.