After applying for a loan, if the user has just submitted a loan application and has not yet entered the review stage, he can directly call the customer service hotline of the lending institution and request to cancel the loan application. However, it has entered the review stage. If the audit fails, there is no need to apply for cancellation. If approved, an electronic loan contract will be generated simultaneously. At this time, it cannot be revoked, and the loan contract can only be paid off in advance.

Therefore, users must consider whether they need loan funds before applying for loans, and try not to cancel them after applying for loans.