1, with the purchase contract, loan contract and previous repayment records, issue relevant certificates to the repayment bank that the loan has been paid off;

2. With the certificate issued by the bank, the original property right certificate, the certificate of other rights of the house, the purchase contract, the loan contract, the identity card of the property owner, the household registration book and other materials, go to the real estate transaction department to handle the replacement business.

3. Generally, you can get a new real estate license in about 7 working days.

Data expansion:

Housing loan:

Housing loan is any form of housing loan support provided by banks and other financial institutions to buyers, usually with the purchased house as collateral. According to the source of loan funds, it is divided into provident fund loans and commercial loans. According to the repayment method, it can be divided into two types: equal principal and interest repayment method and average capital repayment method. The housing loan interest rate is based on the benchmark interest rate of banks in the same period, and the loan interest rates of different banks have slightly increased.

Materials to be prepared for housing loan:

(1) A valid identity certificate

1. Identity cards of both husband and wife of the borrower (original and two copies);

2. Household registration book (one copy of the original);

3. Marriage certificate (original and photocopy);

4. If you are unmarried, you need to fill in the unmarried statement, and our bank will keep the original;

5. Divorced or widowed persons are required to provide divorce certificates or agreements, judgments and spouse death certificates (original and photocopy);

6. A copy of the property right certificate of the complete set of houses actually owned by the family members (including the borrower, spouse and minor children) who intend to purchase the house.

(2) proof of income or relevant materials that can prove the borrower's income and repayment ability.

1. proof of salary and income: bank standard certificate or unit letter of introduction;

2. Company income certificates issued by general enterprises and limited companies other than administrative institutions, national civil servants and state-owned enterprises. The borrower also needs to pay a three-month bank statement (which needs to be confirmed by the bank seal);

3. Rental income (original and one copy of the lease contract);

4. Other documents of rights (such as certificates of deposit, government bonds, investment insurance policies, etc.). );

5. Private business owners and individual industrial and commercial households must provide business licenses, organization code certificates, tax registration certificates, tax payment certificates for the last three periods and three-month statements of corporate accounts.

Reference: Baidu Encyclopedia: Housing Loan