Query method: 1. Bank outlet inquiry: take ID card, loan contract and other materials to the loan bank outlet to inquire about car loan information. 2. Mobile banking inquiry: log in to the mobile banking APP of the loan bank and find the option of loan information. You can check the car loan information after entering. 3. Online banking inquiry: log in to your personal online banking account, find the personal loan related page, and then you can view the car loan information. 4. Telephone inquiry: You can directly call the customer service hotline of the loan bank, transfer the manual service and inquire about the car loan information.

Personal loan car purchase business is divided into direct customers, indirect customers and credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan.

The fees charged by banks for direct car loans include deposit, principal and interest, and 3% guarantee fee. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different. In addition to the above fees, personal auto financing companies also need to bear supervision fees, fleet management fees, warranty renewal deposits and so on.

And credit cards, car loans. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records.