To pay the housing provident fund in Changsha and buy a house in Shaoguan, Guangdong, you must not use the housing provident fund loan in Hunan (the interest rate of the provident fund loan is much lower). Provident fund centers around the country generally support local real estate development and will not support the purchase of houses nationwide.

As for buying a house in Shaoguan, Guangdong, can I withdraw the personal account balance of the provident fund in Changsha, Hunan? That must meet certain conditions, for example, although you participate in the provident fund in Changsha, your household registration is Shaoguan, Guangdong; Or if your immediate family members buy a house in Shaoguan, Guangdong, and their household registration is local, they can withdraw the balance of the provident fund to help pay the down payment.

The management policy of provident fund is territorial policy, and the regulations and operational requirements of provident fund centers in various provinces and cities are not exactly the same. You'd better consult Changsha Provident Fund Management Center.