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Can affordable housing be mortgaged?
Affordable housing can't be mortgaged, and the ownership of affordable housing is generally owned by the state, so it can't be mortgaged before the ownership of affordable housing is obtained. Article 209 of the Civil Code of People's Republic of China (PRC) stipulates that the ownership of natural resources owned by the state according to law may not be registered.

What is affordable housing?

1. Affordable housing refers to the housing with social security provided by the government in the process of implementing classified security for low-and middle-income families by limiting the supply targets, construction standards, sales prices or rent standards. Affordable housing generally consists of low-rent housing, affordable housing and policy rental housing. 201165438+February, Beijing, Shanghai and other places introduced the new policy of affordable housing management.

2. Affordable housing This kind of housing is different from the commercial housing whose price is completely formed by the market. If this property is traded, it needs to be repurchased by the government five years after obtaining the title certificate. If the government can't repurchase it, it needs to pay the preferential land transfer fee at that time before it can be listed.

3. The state now supports affordable housing, and the conditions for applying for affordable housing are relaxed. A series of policies related to affordable housing have been issued in order to better improve people's living conditions, better promote economic development, improve people's quality of life and make the country stronger.

What are the types of affordable housing?

Affordable housing refers to the housing provided by the government for low-income families with housing difficulties with limited standards, prices or rents. Affordable housing is mainly divided into affordable housing, low-rent housing, public rental housing, directional resettlement housing, two-limited housing and commercial housing.

1. Low-rent housing security refers to the housing security system that the government solves the housing difficulties of low-income families in cities and towns by means of physical distribution and rental subsidies in accordance with the prescribed conditions.

2, public rental housing refers to the government or provide policy support, limit the Xing Tao area and rent standards, for the supply of affordable housing that meets the prescribed conditions.

3, affordable housing refers to the government to provide preferential policies, limit the Xing Tao area and sales price, for urban low-income families with housing difficulties, with the nature of security policy housing.

4. Price-limited commodity housing refers to the ordinary commodity housing that is built on the land for the construction of publicly sold commodity housing, with limited sales price, Xing Tao area and sales target, and has the nature of security.