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Does prepayment of micro-loans affect the quota?
If the small loan is paid off in advance occasionally, it will not affect the loan amount. However, frequent prepayment may affect the quota. Users often pay off micro-loans in advance, and the system will think that the user's loan demand is not great, thus reducing the micro-loan quota or even recovering the loan quota. After applying for a small loan, please try to repay according to the repayment plan. Even if you want to pay off in advance, don't run this operation often.

The amount of small loans is determined by the system evaluation. Paying off in advance often has a certain probability of affecting the loan amount, but as long as the user's credit qualification conditions are excellent, the system will still be willing to supply the loan amount to the user. In addition, the micro-loan page has a loan amount, and users can only apply for loans. Whether the loan can be approved depends on the review results on the page.

Every time you inquire about the micro-loan amount, you need to authorize Weizhong Bank to inquire about credit information. If there is no loan demand, please don't check the micro-loan quota at will.