Enterprise tax loans need to meet the age, credit and other conditions of the applicant, as follows:

1. The applicant is between 18 and 65 years old, and has full civil conduct ability. Holding more than 20 shares, shareholders need to hold more than 10 shares;

2. The company's business license registration and actual operating time need to be more than 2 years;

3. The company's credit record is good , No bad records;

4. Enterprises cannot make zero declarations for more than six months in a row, and there cannot be unprocessed late payment fees.

The application materials for corporate tax loans are as follows:

1. ID card;

2. Business license;

3. Corporate national tax account number and password;

4. Underground household license, online banking, u-shield, tax control disk, electronic key;

5. Enterprise credit report;

6. Official seal.

The development stages of an enterprise are as follows:

1. New period: When an enterprise has just been established, its most important task is survival and development, and it needs to enter the growth stage as soon as possible. The main characteristics of this stage are Operating difficulties, limited resources, high market uncertainty, and unformed business models;

2. Growth period: After efforts in the new period, the company gradually grows, its business scale expands, and it begins to make profits. The main characteristics of this stage are the initial establishment of corporate culture, a certain market share, improved management capabilities, and the need to strengthen the attraction of funds and talents;

3. Stable period: the corporate business gradually stabilizes and maintains It has achieved steady growth, its market position has been increasingly consolidated, and it has continued to undergo technological and industrial upgrading. The main characteristics of this stage are from a short perspective to a long perspective, shifting the focus to maintaining the smooth development and continuation of existing successful businesses, and also actively investing in R&D and innovation;

4. Decline period: Due to external or internal reasons, enterprises tend to decline, operating performance gradually declines, and market competition pressure increases. The main feature of this stage is the need to take effective measures to stop losses and defend, including corporate transformation, continuous organizational adjustment and management innovation, etc., to try to avoid recession and enter the death stage.

In summary, the specific conditions may be different during the actual application. It is recommended that you contact your target bank or financial institution to learn about its specific loan conditions and requirements, and submit application materials that meet the requirements.

Legal basis:

Article 1 of the "Company Law of the People's Republic of China"

In order to regulate the company's organization and behavior and protect the company and shareholders This law is formulated to safeguard the legitimate rights and interests of creditors, maintain social and economic order, and promote the development of the socialist market economy.