The source of loan down payment failed in 2021. If the lender’s down payment source fails the bank’s review, you must first find out the reason for failure. According to the new regulations, the source of the lender's down payment cannot be provided by real estate development companies and real estate intermediaries; it cannot be provided by Internet financial institutions and small loan companies; it cannot be misappropriation of funds such as personal comprehensive consumption loans; and it cannot be transfers from non-immediate relatives. As long as these problems are not present, the lender can resubmit the application. If it is due to the above reasons, it is recommended that the lender can hold off for a period of time and deposit the down payment in a bank or other place. If you wait until half a year later to apply, the bank will basically approve the loan. Because banks generally check the borrower's bank statements or other economic activities within six months, if the down payment is suddenly raised within six months, the bank will pay more attention to the source of the down payment. If the bank finds that the borrower's down payment has always been deposited in the bank, the possibility of approval will be greatly increased. In addition, everyone needs to pay attention to the fact that according to the new regulations, if the borrower purchases a first home with a non-provident fund loan, the minimum down payment ratio is 30. If the lender prepares 20, even if it is allowed by the policy, the bank will not approve the mortgage application for the lender considering the mortgage limit and other issues. The above is the sharing of relevant content about "The source of loan down payment failed in 2021". I hope it can help everyone!