White households with credit information can borrow money to buy a house, but how much they can borrow depends on your bank running bill, how much they can borrow from that salary card or whether they can take it to the bank for questioning, but how much they can borrow depends on the salary card bill and so on.

2. Can white households with credit information get loans?

First of all, credit cards are not white accounts. If it is overdue, it will be seriously lax. If it is overdue continuously, you may become a black account.

3. Can a white family with credit information apply for a mortgage?

It can be handled. As long as there is no loan record at present, there is no bad credit record in the credit investigation, and the basic mortgage conditions are met, you can apply for a mortgage in the bank normally.

Generally speaking, whether a white household can apply for a mortgage depends on other qualifications of the borrower. In other words, if the borrower's other conditions can meet the requirements of bank mortgage, then it is possible to get a loan with blank credit information. The basic conditions are as follows:

/kloc-adults over 0/8 years old. No mental illness or other diseases that affect your judgment;

With a stable job, monthly income can be predicted in advance;

Can provide collateral with sufficient value recognized by the bank.

4. Can I apply for a loan if my credit information is blank?

White families can apply for loans. Although it is not considered as a good credit report, it is also good. However, if the loan is not completed, it is recommended to submit a credit report, such as using a good credit card, or applying for a loan on a formal loan platform, such as Ping An Good Loan. Be sure to repay the loan on time and apply for a loan according to your ability. Don't overspend or overdue. In case it is not as good as a white household, you can also pay for it.