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I bought a suite in Xi 'an Lantian for mortgage. Total house price: 2,478,879 yuan only; Loan to China Construction Bank140,000 Yuan only.
1, if it is a commercial loan.

Repay the principal and interest with equal amount, with interest of11502.62 yuan and monthly payment of 1047.93 yuan.

If the principal is repaid in equal amount: the interest is 92,082.08 yuan, and the monthly payment is 65,438+0,347.50 yuan;

2. If it is a provident fund loan.

Matching principal and interest repayment, with interest of 72,570,438+09 yuan and monthly payment of 885,438+0 yuan.

Repay the principal in equal amount, with interest of 63,262.50 yuan and monthly payment of 65,438+065,438+008.33 yuan.