Loan application;
Identity documents with legal effect (referring to resident identity cards, household registration books, military officers' cards, home visits for Hong Kong and Macao compatriots or other valid residence certificates);
Proof of marital status (marriage certificate or divorce certificate, unmarried person signing unmarried declaration in a unified format)
Proof of paying the down payment of the purchased house;
Proof of economic income recognized by the lender (including the original or photocopy of the borrower's family income certificate, tax payment certificate, bank statement, bank savings passbook and securities, etc.). );
Purchase contract, agreement or other valid documents;
List of collateral (pledge) secured by the loan, certificate of ownership, certificate of consent of the disposer to mortgage (pledge) and collateral valuation documents;
A written document and credit certificate that the guarantor agrees to provide guarantee for him;
Relevant documents authorizing the lender to inquire about the personal credit information system of the People's Bank of China and record the inquiry results;
10. Other information required by the lender.
Materials to be provided by foreigners for loan (all foreign language materials must be translated by a regular domestic translation company and stamped with the official seal of the translation company):
Passport and foreigner's residence permit (Taiwan Province citizens provide ID cards, Taiwan compatriots' cards or home visit cards, and Hong Kong and Macao compatriots provide ID cards and travel cards);
Work certificate;
Personal income tax payment certificate (if the company is registered abroad, the company's business license, work certificate and income certificate must be notarized by the notary office where the company is registered; If the company is abroad, its work certificate and income certificate must be certified by the local embassy of China).
As there are some differences in different regions, please consult local institutions in detail when applying for loans.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.