Ping an insurance policy can be used for loans. But not all insurance policies can be loaned, and only those with cash value can be loaned. Generally, the old-age security forms for investment and financial management can be loaned.
If it is a Ping An policy, you can apply for a policy loan directly to the China business hall of the local Ping An Life Insurance Company of China insurance company. You can also register a Zhang Pingan All-in-One Card with the insured's ID card in Ping An official website, add your insurance policy, and then you can operate the loan.
2. Can I use Ping An's policy loan to pay 5000 yuan a year? How much can I pay in four years?
Can I use the policy loan on Ping An Insurance? Pay one year 10800, pay two years, and pay 20 years premium. How much can you borrow?
3. Can I use the policy loan on Ping An Insurance?
Yes, you can ask your agent to handle it for you.
4. How much can I borrow from the loan of 40,000 yuan under the Ping An ten-year policy?
According to the content of the question, how much can Ping An Insurance borrow for ten years if it pays 40,000 yuan? You can borrow about 20 thousand.
The rule of policy loan is to pass 80% of the cash value. By the tenth year of insurance, the cash value will basically be around 60%. According to different types of insurance, there will be different proportions. In this case, the cumulative payment is 40,000 times 60% of the current price and then 80% of the loan, which is about 20,000 yuan.
Very specific data should be calculated according to the cash value table of the policy.