Trial amount: let the borrower try out the loan amount before online signing; When the customer has the intention of purchasing a house from the national provident fund, he can consult the specific amount;

Loan ratio: 80% for the first and second sets; Loan amount: 654.38+0.2 million for the first set and 800,000 for the second set;

Take the lowest amount of the above three to confirm the final loan amount.

9.3.8 Requirements and methods for calculating the specific amount of personal loans?

The trial calculation of the specific amount of personal loan meets the following conditions: ① the main borrower is present; ② Provide the original ID card of the main borrower or the original ID card of both husband and wife.

Trial calculation of specific amount of personal loan:

① Dongsi Sub-branch of China Construction Bank: No.8 Houjie, Art Museum, Dongcheng District, Beijing, opposite to Beijing Hospital of Traditional Chinese Medicine;

② Tel: 84014115;

③ Log on to the official website of State-managed Provident Fund /index.jsp, register your account, and click on the loan amount for trial calculation.

Municipal provident fund:

Single payment (individual payment ÷ payment ratio-1400)÷ monthly repayment amount of corresponding years;

Married (individual contribution ÷ contribution ratio-1400×2)÷ monthly repayment amount of corresponding years; When both husband and wife meet the application conditions for provident fund loans, the deposit amount = husband.

+wife, the deposit ratio is calculated according to its high proportion value;

Loan ratio: 80% for the first and second sets; Loan amount: 654.38+0.2 million for the first set and 800,000 for the second set;

Take the lowest amount of the above three to confirm the final loan amount.