Green automobile mortgage is a common way to borrow money, the essence of which is to mortgage the ownership of the car to borrow a sum of money. This method can quickly obtain certain funds in the case of urgent need of funds, but it also has its risks. The following are the risk points of automobile green mortgage:

1. High interest rate: The interest rate of green automobile mortgage is usually high, because this kind of loan has high risks.

2. Urgent need for funds: Many people choose Green automobile mortgage because they are in urgent need of funds, but in this case, they often fail to consider whether they can repay the loan within the prescribed time limit, which leads to loans overdue and the risk of default.

3. Low car valuation: The car valuation in mortgage loan is one of the key factors. If the vehicle valuation is low, it may lead to risks such as insufficient loan amount and insufficient problem-solving ability.

4. Car theft: During the green mortgage period, the borrower's car theft will also bring losses, affect the repayment ability of the car mortgage, and may be subject to additional liquidated damages.

Therefore, when choosing Green automobile mortgage, you need to fully understand your financial situation, carefully consider the loan amount, term, interest rate, repayment method and other specific matters to ensure your repayment ability. If you are not sure about your personal credit status, you can search "Beijian Quick Check" and click "Query" to input information to get the credit data of 100 banks. However, it should be noted that with the establishment of the credit report of 100 banks, the overdue situation of personal online loans will inevitably affect the credit record, so we must think twice before you act.