Is there any formal loan platform that allows you to use your ID card?

The formal platforms that can use your ID card to get loans include: Wangshangdai, Jiebei, Weilidai, Duxiaoman, etc.

MyBank is an Internet bank established by Ant Financial as the major shareholder. The repayment period of Alipay online merchant loans is calculated from the day of the loan. The repayment date of each month is also the date of the loan. The user must add enough repayment amount to Alipay for the month on the repayment date to avoid insufficient balance affecting the repayment. The loan creates a bad credit record.

Jiebei is a pure credit consumer loan product in Alipay. Go to Alipay and click My to find Jiebei. After entering, you can apply according to the page prompts to check the loan limit and whether it can be opened. It will be displayed on your page. If you successfully obtain the credit limit, you can select "Borrow Money". After entering the loan limit and other information, complete the loan and the system will review it to determine whether the loan can be successful.

Weilidai is an Internet microfinance product launched by WeBank, which can be borrowed to the bound bank card. Weilidai is opened through an official invitation system. Invited users can see Weilidai borrow money in the financial management column of WeChat payment/services or in their mobile QQ wallet. If you want to become an invited user, the most basic requirement is to complete the WeChat real-name authentication. Whether you can become an invited user later will be subject to the display on your page. If you can see Weilidai, you can try to apply to open it and check the limit. The system will give you a specific limit and interest rate based on your personal comprehensive situation, and manual intervention is not possible.

Du Xiaoman Money Flower is a credit service brand under Du Xiaoman. It has launched different loan products. In addition to individual consumers, small and micro business owners can also actively apply for Money Flower on the Du Xiaoman APP. loan. Non-school students aged 18-55 can try to apply for Youqianhua. During the application process, you need to provide your original valid second-generation ID card and your own debit card. You need to apply for a quota first, and then apply for a loan. The system will review it separately. After the quota application is approved, you can obtain the quota, interest rate and other information. The specific information is subject to the page where you have money to spend.

Which platform can you borrow money directly with your ID card?

Regular platforms that can use your ID card for loans include: online merchant loans, Jiedaibao, micro loans, small loans, etc.

MyBank is an Internet bank initiated by Ant Financial as the major shareholder. The repayment period of Alipay online merchant loans is calculated from the loan date, and the monthly repayment date is also the loan date. Users must make full repayments for the month in Alipay on the repayment date to avoid insufficient balances causing bad credit records.

Bail is a pure credit consumer loan product in Alipay. Enter Alipay and click My to find the bail bond. After you enter, you can apply to check the loan amount according to the prompts on the page. Opening depends on the display on your page. If you successfully get the amount, you can choose to "borrow money". After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.

Weizhong Loan is an Internet microfinance product launched by WeBank, which can be borrowed using a bound bank card. Micro-loans are opened through the official invitation system. Invited users can see micro-loans in the financial management column of WeChat payment/services or mobile QQ wallet. If you want to become an invited user, the most basic requirement is to complete the real-name authentication on WeChat. Then whether you can become an invited user depends on your page display. If you can see micro-loans, you can try to apply for an open viewing quota. The system will give you a specific amount and interest rate based on your personal comprehensive situation without manual intervention.

Xiaoman Huayou is Xiaoman’s credit service brand and has launched different loan products. In addition to individual consumers, small and micro business owners can also actively apply for Huayou loans on the Xiaoman APP. Non-school students aged 18-55 can try to apply for Fuguihua. During the application process, you need to provide your original valid second-generation ID card and your debit card. If you need to apply for a quota first and then apply for a loan, the system will review it separately. After the quota application is approved, you can obtain the quota, interest rate and other information, which will be displayed on the page where you have money to spend.

Which platform can I get a loan if I only have an ID card?

The most convenient way to borrow money now is to apply for an online loan. Considering the repayment pressure, many people prefer loan platforms that can repay in installments with low interest. In fact, there are many such platforms now. The key is to borrow money from formal platforms. So, which loan platform can offer lower interest payments in installments now?

1. Have money to spend

The credit loan launched by Du Xiaoman Financial can be repaid in up to 24 months. The daily interest rate is as low as 0.02%. If you borrow 10,000 yuan, you will pay it every day. The interest is only 2 yuan. It is a loan platform with low interest rate and long term. (Click on the official measurement amount) Borrowers aged 18 to 55 years old with good credit and stable income can try it. They only need to provide their real-name mobile phone number. Just my valid ID card and bank card will suffice.

2. 58 Haojian

Non-students who are 22 to 50 years old, have the ability to repay, and have good credit can try 58 Haojian, which is launched by 58 Finance Credit loan, 58 Hao borrows at a relatively low interest rate. It can be divided into up to 12 installments, and the daily interest rate is as low as 0.04%. Borrowing 10,000 yuan a day only costs 4 yuan in interest. The information you need to provide include mobile phone number, ID card, bank Card.

I myself had business turnover needs before and used several products. The first one I applied for was Du Xiaoman Youqianhua (formerly Baidu Finance), which has a quota of exactly 10W (the platform supports up to 20W). , the interest rate is also very low (annualized minimum is 7.2%), which is still relatively low. All were proposed and divided into 12 issues.

Baidu Finance is a formal licensed consumer finance company, and there are no fees for the entire application process and payment.

Du Xiaoman-You have money to spend (batch in seconds), click online to measure your balance

Du Xiaoman-You have money to spend, pay special attention to:

1. You have money to spend You should withdraw money as soon as possible after exceeding the limit, because the limit may become invalid after a long time.

2. It is best to withdraw the full amount when withdrawing cash, because I read other people’s posts saying that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a high-quality customer). If you are rejected during the cash withdrawal process, it is safer to withdraw at least 60%.

After 3 periods, you can choose to settle in advance. The interest will be paid as long as it lasts, and there will be no loss to us. We must first make sure to pay it forward.

The second one I applied for was 360 IOU. After all, they are big platforms, so I applied first. The limit is 5.5W, and the interest is about the same as having money to spend.

360 IOU can borrow up to 200,000 yuan!

Click to measure the amount online

There is also a trick to apply for 360. After simply filling in the information at the beginning, the amount that comes out is just a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough To use it, you can directly apply for the exclusive loan without withdrawing cash. This is a large amount. As long as you have the basic limit, the exclusive loan will definitely be passed and the amount will be greatly increased. Moreover, the exclusive loan supports 24 periods. My basic limit is 9,000, and after upgrading to exclusive loan, it is 5.5W.

3. China Merchants Union Finance’s credit loan

The credit loan launched by China Merchants Union Finance does not require mortgage guarantees, has low thresholds and low interest rates. It can be repaid in up to 24 installments, and the daily interest rate is As low as 0.03%, the interest rate is 3 yuan per day for borrowing 10,000 yuan. In addition to being between 22 and 55 years old, you must have more than 600 sesame points and provide your real-name mobile phone number, bank card, and ID card to complete authentication before you can borrow money.

Which platform for temporary ID cards is reliable?

What should you do if you need money urgently but lose your ID card? In fact, temporary ID cards can also be borrowed. It takes a long time to apply for a new ID card. You can usually receive a temporary ID card within three days. Next, I will introduce you to several platforms for applying for temporary ID cards.

Temporary ID cards can be applied for through the following platforms:

China Merchants Union Haoqi Loan

China Merchants Union Haoqi Loan is a large-amount pure credit loan To apply for a loan platform, you must provide your valid ID card, real-name mobile phone number, etc. to complete the authentication. If you lose your ID card, you can also use a temporary ID card to get a loan, up to 200,000, and can be divided into up to 12 installments. The daily loan interest rate is suitable office workers. To apply for a good term loan, you need a sesame score of 620 or above and good credit.

Ant Jiebei

Ant Jiebei is a platform that allows you to borrow money with a temporary ID card. After registering an account, submit your ID card for real-name authentication, complete your personal information, and automatically approve credit through the system. , you can borrow money on a recurring basis within the limit. Each time you borrow money, the user’s current account qualifications need to be re-evaluated.

Tiqianhua

When borrowing money from Tiqianhua, you must also provide your valid ID card, but temporary ID cards are also accepted. The maximum amount is 200,000, and the monthly interest is required by the borrower. If the score is above 600, personal liabilities should not exceed 60% of assets. If you apply for advance payment, you may be called for review. It is best to keep your mobile phone open at all times.

Jingdong Gold Bar

Jingdong Gold Bar also supports temporary ID cards. Submit your ID card to complete the certification, bind your bank card and mobile phone number, and you can borrow money after passing the system's comprehensive assessment and credit approval. The maximum The loan limit is 200,000 yuan, which can be repaid in up to 12 installments. Interest is calculated on a daily basis and can be borrowed and repaid at any time.

I have already introduced you to the temporary ID card, but I still remind you to apply for a new ID card as soon as possible.

Regular ID card online loan platform

Nowadays, there are a huge number of online loan platforms, and they are a mixed bag. When many friends use their ID cards to apply for online loans, they don’t know which is the official ID card online loan platform. Jiutian will introduce to you several more formal online loan platforms.

Suning Consumer Finance

Suning Consumer Finance is also a formal ID card platform that can provide loan services to people aged 18-60. Suning Renzhidai on this platform can provide you with loans of up to 200,000 yuan, with a term of up to 5 years. Suning Consumer Finance is very suitable for people who have insufficient short-term repayment ability.

Paipaidai

The first loan limit of Paipaidai is between 1,000 and 10,000 yuan. You need to provide basic personal information, ID card and other pictures. The maximum limit for an individual is 200,000 yuan. The maximum amount for an enterprise is 1 million yuan, and the fastest payment can be received in 1 day.

Malaysia Finance

Malaysia Finance is a platform with a consumer finance license and is strictly supervised by the China Banking Regulatory Commission. As a platform for regular ID card loan disbursements on the same day, MaMa Finance can provide you with cash loans of 1,000-8,000 yuan on the same day, with a term of up to 18 months.

CreditEase Puhui

CreditEase Puhui is a CreditEase loan service, including unsecured credit loans and mortgage loans. Just fill in your name, mobile phone number, city, and personal assets. Obtain a loan with a maximum limit of RMB 200,000, and it will arrive quickly, within one day.

This concludes the introduction to personal ID card short-term loan websites and ID card loan websites. Have you found the information you need?