Application conditions for precision poverty alleviation loans

1, aged between 18 and 60 years old, with a fixed residence and full capacity for civil conduct;

2. Hold valid identity documents, have repayment ability, and have no bad credit record;

3, engaged in production and business activities in line with national laws and regulations and industrial policies;

4. ability;

5. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty;

6. The lender's industry authorities * * * sign an agreement to increase income and get rid of poverty, use the loan amount of poor farmers, and assume the responsibility of repaying all loans as the main body of the loan;

7. If the lender is an enterprise legal person, the enterprise legal person must have legal and valid documents such as business license, organization certificate, production and operation license, etc.

Second, what are the procedures for handling poverty alleviation funds?

Poverty alleviation loans are generally issued according to the poverty alleviation list of cities and counties, so you must be on the poverty alleviation list, and some local immediate family members can also be on the poverty alleviation list.

I want to ask how to handle the poverty alleviation loan.

Application method of accurate poverty alleviation loan: 1, poor households apply, and poor households lend directly. 2. Poor households apply for loans from poor households, and the poor households hand over the money to large households (enterprises) and sign dividend agreements with large households (enterprises). 3. Poor households apply for loans from large households (enterprises), but large households (enterprises) must sign agreements with poor households to promote development or share dividends. The application condition of the precise poverty alleviation loan is 1, the age is between 18 and 60 years old, with a fixed residence and full capacity for civil conduct; 2. Hold valid identity documents, have repayment ability, and have no bad credit record; 3, engaged in production and business activities in line with national laws and regulations and industrial policies; 4. Have the willingness to lend and the ability to develop independently; 5. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty; 6. The lender shall sign an agreement with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan quota of poor farmers, and assume the responsibility of repaying all loans as the main body of the loan; 7. If the lender is an enterprise legal person, its legal representative must have legal and valid certificates such as business license, organization code certificate, tax registration certificate and production and operation license. Except for the aforementioned condition 1 to 4. For more information on how to apply for poverty alleviation loans, please visit:/ask/ba40491615831800.html? Zd view more content

Four, how to apply for poverty alleviation loans, what documents are needed?

Poverty alleviation loans are managed by the local poverty alleviation office, and the specific situation needs to be consulted with the poverty alleviation office.

Materials required for general policy loan application:

① Original and photocopy of ID card;

Original and photocopy of the household registration book;

③ Fill in the loan application form;

(4) provide collateral (collateral can be crops, land use rights, forest ownership certificates, etc.). );

(5) Go to the guarantee company to sign the guarantee and counter-guarantee contract;

6. Sign a loan contract with the loan issuing bank;

⑦ Submit the bank card of the loan issuing bank.

Poverty alleviation loan is a policy loan business undertaken by domestic financial institutions. It is an important part of poverty alleviation and development in China. There are two main forms of distribution: one is small poverty alleviation loans to households; The other is poverty alleviation loans and infrastructure construction for leading enterprises.

From June 5438+1 October1day, 2000, according to the scale of the annual poverty alleviation loan plan determined by the State Council (including new poverty alleviation loans that were added that year, re-borrowed, and did not expire in the previous year), the central government will give interest subsidies within the planned quota. Poverty alleviation loans issued before 1998 will no longer be discounted.

According to the State Council, "since 2000, all the new poverty alleviation loans, refinancing poverty alleviation loans and new poverty alleviation loans that did not expire in the previous year have been included in the poverty alleviation loan plan of the year; According to the decision of the Ministry of Finance to give discount according to the annual poverty alleviation loan plan, the central finance will give discount within the scale of the annual poverty alleviation loan plan approved by the State Council, and in principle it will only be posted for one year.