Current location - Loan Platform Complete Network - Loan consultation - I gave the Bank of China a loan of 654.38 million yuan, but does China Bank have a mortgage loan?
I gave the Bank of China a loan of 654.38 million yuan, but does China Bank have a mortgage loan?
1. Under normal circumstances, the mortgage is your debt. If my monthly salary is equal to my monthly repayment, the Bank of China will probably refuse the loan.

2. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. 3. Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.