Handling materials

Both the husband and wife of the loan applicant and the owner of the purchased house must * * * go through the formalities related to the provident fund loan at the scene, and provide the following information (original) according to the house purchase situation:

1. Identity cards and household registration books of the husband and wife of the loan applicant and the owner of the purchased house (the owner of the loan applicant or the purchased house is * * * *)

2. Proof of marital status (if the loan applicant or the owner of the purchased house is single, the Declaration of Marital Status must be filled out on the spot, and if he is single due to divorce or widowhood, a valid proof of divorce or widowhood must be submitted separately);

3. Certificate of immovable property right of the house purchased by the loan applicant (or house ownership certificate, house ownership certificate and state-owned land use certificate);

4. original commercial loan contract;

5. Purchase invoice or deed tax payment certificate;

6. The reloaned housing is local commercial housing and affordable housing: the purchase contract filed by the real estate management department;

7. The reloaned house is a local stock house: a stock house sales contract filed by the real estate management department;

8. Wuxi Commercial Housing Loan Transfer to Provident Fund (Combined Loan) Application Form (apply to the loan window of the Center or download and print it on this website, and affix the seal of the original commercial loan bank);

9. Form of Individual Housing Loan Applicants and Family Members of Wuxi Housing Provident Fund (to be filled in on the spot).

Note:

1. If the building area of the purchased house is less than 9 square meters (inclusive) and the purchased house is the first house, the "Property Ownership Registration Information" issued by the center after a unified file search (Jiangyin Sub-center and Yixing Sub-center are issued by the local real estate management department) shall be submitted.

2. If the spouse of the loan applicant is an active serviceman, he/she must provide an officer's certificate and the original certificate of an active serviceman issued by the political department, military affairs department or personnel department of the army.

3. When employees who deposit in the administrative areas of this Municipality (including Jiangyin and Yixing) apply for housing provident fund loans, if they have been transferred to other places during the deposit period in this Municipality, they can provide the original detailed list of housing provident fund deposits issued by the transfer-out urban housing provident fund management center and stamped with the official seal or business professional seal (if they have not been paid for 36 months, all should be provided) (if both husband and wife have been transferred to other places, they must be provided).

4. From October 15th, 22, the personal housing loan interest rate of the second set of self-occupied housing provident fund for employees' families will be 1.1 times that of the first set of housing provident fund for the same period. The number of self-occupied housing units for employees' families shall be determined according to the loan information records of borrowers and their spouses in the housing provident fund management system of our city.

5. Employees who meet the requirements for applying for the second provident fund loan can only apply the next month after paying off the first provident fund loan.

6. Other materials required by the Center shall be provided if there are other circumstances in the employee's family.