The benchmark loan interest rate is the deposit guidance interest rate issued by the central bank (China People's Bank) to commercial banks, and it is one of the monetary policies used by the central bank to regulate the operation of social economy and financial system. Commercial banks will set loan interest rates on the basis of this benchmark interest rate.

Down to Yes Point Down to Adjust to.

5. 1% generally refers to the annual interest rate.

Therefore, it means that the benchmark loan interest rate is lowered to the annual interest rate of 5. 1%.