The pressure of one-time payment is relatively high, because your cash flow is not so much, and it is not very convenient to do other things. Decide according to your own situation. The key to repaying the loan for 30 years is that your pressure is not so great and you can do other things well. Now there is another way, which is to match your funds with long-term loans and short-term. I used to do a lot of things, so I mostly chose loans, which is also a good way.
It is also impossible to put all the funds into the property market. It is not advisable to have no extra funds at hand. Those who have borrowed for 30 years have a good life in the end because people can make good use of their spare money to do business. If you have money, you can just pay it back in one lump sum. This is a good way to invest. After all, it's too easy to make money with money. If you earn money by your own efforts, you won't earn much at all.
So in the face of this situation, everyone should make a good decision according to their own situation. For example, if you have more spare money in your hand, you can buy a house in full. If the conditions are average, you can borrow money to buy a house. I believe that most of the rich people nowadays borrow money, and seldom buy a house in full, because everyone is really thinking about how to do more services for themselves with their own money, which is a good choice.
It's good to make the most of your money, which is much more cost-effective than putting all your money on the house. So it is much better to buy a house with a loan than to pay it in one lump sum.