The meeting requested that the People's Bank of China should further perform the duties of the Finance Committee Office in accordance with the decision-making arrangements of the CPC Central Committee and the State Council, adhere to the general tone of striving for progress while maintaining stability, maintain reasonable and sufficient liquidity, increase credit support for enterprises, maintain overall stability of the financial market, consolidate the positive trend of economic recovery, do a good job in implementing policies and measures, focus on stabilizing employment and prices, give play to the key role of effective investment, and keep the economy running in a reasonable range.
First, maintain steady and moderate growth of money and credit. Comprehensive use of a variety of monetary policy tools to maintain a reasonable and sufficient liquidity. Guide financial institutions to increase loans to the real economy and maintain sustained and steady growth of loans. Guide the actual loan interest rate to stabilize and decline. Keep the RMB exchange rate basically stable at a reasonable and balanced level. Make good use of policy-oriented development financial instruments and focus on supporting infrastructure construction. Increase financial support for private small and micro enterprises and other key areas.
The second is to steadily resolve risks in key areas. Prevent and resolve the risks of small and medium-sized banks. Due to the city's policy, we will implement differentiated housing credit policies. Maintain the stability of financing channels such as real estate credit and bonds, and accelerate the exploration of new modes of real estate development. Supervise and urge platform enterprises to complete rectification in an all-round way, implement standardized, transparent and predictable normalization supervision, and give full play to the role of platform economy in creating jobs and promoting consumption.
The third is to improve the macro-prudential management system. Carry out macro-prudential stress tests. Implement additional regulatory requirements for systemically important banks and introduce evaluation methods for systemically important insurance companies. Ensure the market access of financial holding companies and implement all-round supervision of financial holding companies.
The fourth is to deepen financial market reform. Accelerate the development of the OTC bond market and establish and improve a multi-level infrastructure service system such as bond custody, market making, clearing and settlement. Promote the healthy development of bills, gold, currency and derivatives markets. Optimize the management of domestic bond issuance funds of overseas institutions, unify the management policies for the opening of the inter-bank and exchange bond markets, and improve the foreign exchange management policies for overseas listing of domestic enterprises. Steadily promote the pilot project of the integration of local and foreign currency fund pools of multinational corporations. Strengthen the expected management and macro-prudential management of cross-border capital flows. Improve the management ability of foreign exchange reserves.
Fifth, steadily raise the level of RMB internationalization. Strengthen the coordination of local and foreign currency policies. Consolidate the market base for RMB settlement of trade and investment. Support overseas entities to issue "panda bonds", steadily promote the launch of "Huitong" and improve the liquidity of RMB financial assets. Support the healthy and orderly development of the offshore RMB market.
Sixth, deeply participate in global financial governance. Continue to lead G20 sustainable finance. Relying on multilateral platforms to promote global macro-policy coordination. We will further improve the pre-entry national treatment and negative list management model in the financial sector, and improve the convenience for foreign investors to invest in the China market.
Seventh, continuously improve the level of financial services and management. Make overall plans to promote the construction of financial legal system. Further strengthen "research and establishment". Continue to promote regional financial reform and innovation. Promote the coordination and effective implementation of comprehensive statistical standards for the financial industry. Improve the real economic ability of payment services. Strengthen the application and management of financial technology. Do a good job in the security of currency, gold and silver. Expand the digital RMB pilot in an orderly manner. We will further promote the high-quality development of the national treasury and the construction of the credit information system. Solidly carry out anti-money laundering work. Seriously investigate and deal with violations of laws and regulations that infringe on the rights and interests of financial consumers. Improve the standardization and effectiveness of internal management.