1. For the company's loans, shareholders only bear limited liability, that is, they bear liability to the extent of their capital contribution or subscribed shares. Shareholders do not need to bear additional responsibilities if they contribute in full in accordance with the shareholders' agreement. If the company's operating losses are insolvent, shareholders have no obligation to pay off. However, if the shareholder fails to pay the proportion of capital contribution in full before, he must make up the amount, and he does not need to bear the debt liability after making up the amount.

2. Legal basis: Article 22 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of the Company Law of People's Republic of China (PRC) (II).

When the company is dissolved, the unpaid capital contribution of shareholders shall be regarded as liquidation property. The unpaid capital contribution of shareholders includes the overdue capital contribution, and the capital contribution that is not due by stages as stipulated in Articles 26 and 80 of the Company Law. When the company's property is insufficient to pay off the debts, if the creditors claim that the unpaid shareholders and other shareholders or promoters at the time of the establishment of the company shall bear joint and several liabilities for paying off the debts of the company within the scope of unpaid capital contribution, the people's court shall support it according to law.

Second, are the shareholders who owe money responsible for the company's bankruptcy?

Depending on the actual situation, shareholders are liable in the following circumstances:

1. If the contribution made by the borrower's shareholders is untrue, but the actual contribution reaches the minimum registered capital stipulated in the Company Law, the borrower's shareholders shall bear supplementary responsibilities for the repayment of the borrower's debts within the scope of insufficient contribution;

2. If the borrower's shareholders withdraw the company's capital, but the borrower's actual contribution reaches the minimum registered capital stipulated in the Company Law, the borrower's shareholders shall bear supplementary liabilities for the borrower's debts within the scope of withdrawing the company's capital;

3. If the borrower's actual capital is lower than the minimum amount stipulated in the Company Law due to insufficient capital contribution or withdrawal of capital contribution by the borrower's shareholders, the company shall bear the liquidation responsibility first, and if the company's property is insufficient for liquidation, the shareholders shall bear the supplementary liquidation responsibility.