Can a house in Country Garden Forest City not repay the loan?

You can't. House purchase loan is a loan contract signed at the time of house purchase, which has legal effect. Even if the house doesn't need a loan, you should continue to pay it back. Housing loan, also known as housing mortgage loan, is the application form for housing mortgage loan filled out by buyers to the loan bank.

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I just bought a house in Huainan. Ask me, if it's a ten-year mortgage, how much will I pay back every month now? What about a 20-year mortgage?

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