The owner of the village will tell you: "Don't cook the food yourself, hire a chef."
There are only two channels for individuals to obtain wealth: selling resources or mastering capital
1. An ordinary person: the resources he can sell = his own time, brainpower, and physical strength (appearance) Risk Therefore, ordinary people can only find a job in a company and sell their resources in exchange for wealth. However, the resources that everyone can sell are about the same, the time they can sell them is about the same, and the physical strength they can sell is about the same. In order to sell their resources at a good price, they can only improve their mental resources. A common way is to read books. , which is why parents want their children to study hard, and why graduates from Tsinghua and Peking University generally have higher starting salaries than those without education. But now the difference in the price of brain resources brought by a diploma is getting smaller and smaller. There is no essential difference between an ordinary first-level student and a second-level student. On the contrary, the added value is not as high as that of someone who is good at Lanxiang excavator. This is because The quantity of the former is large, and the quantity of the latter is small. The relationship between supply and demand determines the price. Therefore, if you are just an ordinary person, you can either obtain high mental value through a diploma, or obtain the added value of your own brainpower by being good at thinking, being a person, and being able to do things. In addition, some people have another kind of resource, which is their appearance. If they are good-looking and outstanding, they can enter the entertainment industry. In general, they can also gain a lot of extra wealth in daily marriage, work, and life. However, the appearance can only be slightly improved, but cannot be fundamentally changed. Even if Wang Baoqiang is professional in fitness, maintenance and styling, he still can't surpass Andy Lau in appearance, so he is a fool and Andy is a thief. However, appearance is not necessarily a resource that is more beautiful. The appearance characteristics of Wang Baoqiang and Huang Bo are also an integral part of their success. All ordinary workers, white-collar workers, professional managers, and even Tang Jun, the "emperor of workers" back then, are this kind of people. Celebrities are also such people. The characteristic of this kind of people is that their wealth is limited: in "Friends" there are a lot of people who work three jobs to support their loved ones and feel sad. No matter how much professional managers earn, it is rare. The lives of outdated celebrities are not as good as ordinary people. wait. Of course, there is one last thing that is not mentioned, which is the risk of selling. If you are willing to bear the risk of jail and death, steal, rob, and cheat, such as joining the underworld, opening a casino, opening a pornographic website, committing Internet fraud, etc., you will gain Wealth will also increase, but so will the risks taken. To use a popular saying on Zhihu, “All ways to make money are written in the criminal law.”
2. Individuals with resources: resources that can be sold = resources they are born with. For example, if someone lives in a gold mine, he can just dig it with a shovel and give it to others in exchange for wealth (this is not the case in China, All resources, whether in the sky, underground, or in the water, belong to the state. If you sell the agarwood buried in your backyard, you will have to turn it over to the state.); Another example is that someone lives in a dilapidated yard in the city center. Once you have acquired the resources of a location, you can get a lot of wealth just by demolishing the house; for another example, if someone is born as the son of a celebrity, the media attention he is born with is his resource; or if someone becomes a leader through hard work, his hands The power is the resources that it can sell (almost all sales of power granted by a third party are illegal), which includes the state giving some state-owned enterprises the power to monopolize some resources, such as coal and oil mining rights, taxi rights, etc. Operating rights, etc. Officials, former coal bosses, and current demolition nouveau riche all fall into this category. This kind of wealth can only be found by luck. The characteristic of this kind of person is that the amount of wealth he obtains depends on the amount of resources he owns: once the coal mine is mined, there will be no income immediately, once the official retires, he can no longer obtain wealth, etc.
3. Capitalists: Controlling Capital What kind of society is the United States (think of China) actually? Many people would say it is capitalism, so why is it called “capitalism”? Why not call it "inequality" or "own marketism"? Because in such a society, "capital" is the standard by which everything is measured and determined.
In ancient China, it didn't matter if you were rich. Officials could confiscate all your property at any time. Even if you had money, you had to bribe the power and buy an official position. And as long as you have power, even if you are penniless, you can still live in wealth and have no worries about food and drink, so it was an official position at that time. In today's society, it doesn't matter if you have power, you still have to find a way to convert power into money to be effective. A director who earns 5,000 a month squeezes into the bus and no one will give you room. But as long as you are willing to pay, Cayenne will pick you up at your door, and the driver will even run down and open the door for you. A certain news company once said that it never does research and development, and lets the small companies on the market do research and development. If it succeeds, it will spend money to buy it. If it does not sell, it will spend money to poach a few cores of the company. This is capitalism. (Of course, ignoring intellectual property rights is problematic. The correct approach is to spend money to buy it.) If you have 100 million yuan in capital, you can spend 10 million to hire a group of the smartest people in the country and use your capital to From 100 million to 200 million, you made 90 million while lying in bed. And all this is just because you have capital. You don’t need to be smart, strong, spend time, or look beautiful.
The question of the subject: "Why is there a huge difference in the money earned between people?" The third type of people earn more than the second type of people, and the second type of people earn There are more people than the first type. But there are no pure things in the world. There are relatively few pure Type 1 people like migrant workers and pure Type 3 people like Jack Ma today. Many people have the above mixed characteristics. Because the founding of China eliminated capitalists, there are very few people in China who are born with capital. Most of the third type of people evolved from type 1 or type 2 people. For example, Jack Ma evolved from type 1. To the third type of people. Although this kind of evolution is becoming more and more difficult at present, it is not without hope, because it will be even more difficult in the future. This is the solidification of classes and the reduction of mobility between classes. The method of evolving from the first type of person to the third type of person is a method that everyone is exploring desperately. Some people succeed and some people fail. There are only two reasons: how smart your mind is and how much capital you have accumulated. You have come up with an idea that can improve mobile phones, and you think this idea can make a lot of money. Then you have to ask yourself, do you have the funds? Run this idea? For the same idea, Samsung and Huawei can allocate more funds to hire better engineers and promote it better. Are you sure you are not going to cause trouble for these capital owners? Or are you heading towards a dead end that countless people have already walked? To give a specific example, if you are engaged in software development, will the angel ask you: "What would you do if a certain news copycat?" If you want to open a Taobao store in a better place, do you have the capital to promote it? Go to buy goods? If you sell one item on Taobao and buy one on Alibaba, you will either not be able to sell it at all. If you can sell it, those more powerful sellers will PK you out with the same product in minutes. At the same time, this also answers another question: There are so many ways to make money, why do you choose to work in a factory? - Life . The answer is: What can you do if you don’t work? Do you think you can make money by doing other things? A few years ago, I scoffed at how much money was made through online express delivery. It was impossible to make a lot of money in an industry with no barriers. If you are willing to earn 10,000 yuan to do this, I will find someone who can earn 9,000 yuan in a minute, and I will find someone who can earn 8,000 yuan, believe it or not. Finally, whether you are delivering express delivery or setting up a stall, whether you are selling roujiamo or engaging in IT, you will be pulled to a threshold average income. Because IT requires learning and earns more; express delivery is harder and earns less than IT, but it is still more than cleaning, that's it.
So how do you evolve from the first type of person to the third type of person? The first step is to accumulate capital. Whether you are willing to work or make your own products (some people think they are starting a business), you must first complete capital accumulation. This step is the most important, and it is also the time to use everyone’s imagination and strength. Set up street stalls, open Taobao, build websites, make APPs, speculate in stocks, purchase overseas, open design studios, sell Roujiamo, and more on Zhihu Photography for kindergartens, etc. There is no best, only better.
In a word, this step is to sell your personal resources. It depends on whether you can sell it for a higher price. Study more, even if it is not for a diploma; work harder, as long as you are not selling your health.
The second step is to make good use of capital and use capital to make money. How to make money with capital? Ask you a question and you will understand. If your family opens a small restaurant, you can earn 10,000 per month, but you need a chef. If you are very good at cooking, if you become a chef yourself, the restaurant will make a net profit of 10,000 yuan per month; if you hire a chef and spend 8,000 yuan per month, the hotel will make a net profit of 2,000 yuan. How do you choose?
Answer: Hire a chef! In this way, as long as you can use the loan with a monthly interest of 1,000 yuan to purchase a hotel, that restaurant can also make a net profit of 1,000 yuan. (Supplement: This restaurant earns 2,000 yuan, pays back 1,000 yuan in interest, and makes a net profit of 1,000 yuan. If you are not good at math, please stop leaving me messages, okay? Is Zhihu on the same level as Weibo?) And you only need to book 100 hotels in this way to make a net profit of 100,000 per month. But at this time, you are traveling abroad and become the third type of person. Many people have been working part-time, and they have not become the third type of people, which is easy to understand. But after the reform and opening up, many people who are doing business still have no money, just because they work as chefs, their sisters work as waiters, and their mothers take care of the cashier, that's all. Guo Jingming stopped writing books and invested in making movies. He changed from cooking to being a shopkeeper, so Han Han said: "Guo Jingming's income in a month is equal to my income in a year." Therefore, in the future, if you ask yourself how to become the third type of person, just say: "Don't cook by yourself, hire a chef"
Supplementary 1: This example is just to express a qualitative point of view: If you can use capital to Earning 1 yuan is more consistent with financial thinking than making 100 yuan by selling one's physical strength.
However, this article is not about teaching you how to open a restaurant. Where can you get financing? How much is your financing cost? Whether the hotel can be profitable? The operating costs will increase after the hotel expands. Problems such as poor management by professional managers , go ask the experts, do you want me to write you a business plan?
If you really want to open a restaurant and let your mother manage the restaurant, it will save costs and solve the employment problem of your family. There will be no fraud by professional managers. Obviously, you can complete the capital faster. Accumulation; or you are willing to adopt family management and obtain higher management efficiency after becoming bigger. The author agrees with it, but these are not what this article is about!
Supplement 2:
In addition, intelligence and capital, if you only have one of them, remember to find someone who only has the other to cooperate, they are also waiting for you!
And even the same type of people have different wealth. People who sell their labor power or have the same capital put in different mental and physical efforts and get different benefits. That is to say, two identical wage earners/Wang Sicong, one thinks hard and is willing to work hard, and the other plays games and sleeps all day long, the former type will still have more wealth than the latter type. But smart and hard-working wage earners are always compared with Wang Sicong who plays games and sleeps, which is just adding trouble to his life.
Supplement 3:
Primitive accumulation is the most difficult, and there are few primitive accumulations that are not bloody. Many friends have left more than 13,000 comments, and I cannot reply to them all, but one comment impressed me the most. He commented:
"Another doctor who doesn't prescribe medicine."
Hit the nail on the head. Because making money is a paradox, because in economics, except for monopoly (note that monopoly in common sense is different from monopoly in economic sense), the equilibrium state of all enterprises is zero profit (in economic sense) .
Therefore, any method that can make money must be caused by imbalance. An important reason for imbalance is information asymmetry. To put it more simply, a method is originally very profitable, but if more people know about it and they all squeeze in, it will no longer be profitable.
In the 1980s, a well-known figure couldn't find a job and had no other choice. He took a camera to the park entrance to take pictures for people.
Unexpectedly, on the first day, I carried a sack of money home, which turned out to be tens of thousands of yuan. I entered a household worth ten thousand yuan overnight, which was more than what my parents, who earned a salary of 100 yuan, earned in a year. However, what now?
Therefore, it is unreliable to give you a path. If there is a path, I will definitely pursue it myself. If I don’t have the energy, I can invest in a company and continue pursuing it. But the world is big enough to accommodate everyone who wants to make money. As long as the methodology is clear, you can make a lot of money by applying it to your own small circle and focusing on a small vertical field.