The commercial house of the little red book, in its own name, only needs to show its personal property certificate. If it is a third-party property right, it is necessary to provide a written certificate of consent to mortgage issued by the third-party property owner.

The red house must have clear property rights and no property rights disputes, otherwise it cannot be mortgaged.

Don't be too old, usually within 30 years.

Other requirements of financial institutions for red capital mortgage loans.