How to get a loan from Agricultural Bank of China?

The process is as follows:

1. The borrower applies for a loan and provides relevant information; including work unit and contact number.

2. The lending bank or company checks the customer's credit information, including whether the customer's credit rating has any illegal records. For self-employed individuals and small and medium-sized enterprises, it is also necessary to investigate their business operations. After the bank's approval, the loan will be processed person signs a loan contract.

3. The staff of the lending unit signs a contract with the customer and handles insurance and guarantee procedures.

4. Banks can lend money within a short period of time.

5. The borrower repays the loan on time.

Extended information

About applying for a loan:

1. The information provided to the bank must be true, the address and contact information provided must be accurate, and timely notification must be made of any changes. bank.

2. The purpose of the loan must be legal and compliant, and the transaction background must be true.

3. Choose a repayment method that suits you based on your repayment ability and future income expectations.

4. When applying for a loan amount, you must act within your ability. Usually, the monthly repayment amount should not exceed 50% of the total household income.

5. Read the terms of the contract carefully and understand your rights and obligations.

6. Repay your loan on time to avoid having a bad credit record.

7. Don’t lose the loan contract and IOU. For mortgage loans, don’t forget to cancel the mortgage registration after paying off the loan.

(Baidu Encyclopedia: Loan) Does anyone know the process of how to get a loan from Agricultural Bank of China?

The process of applying for a loan at Agricultural Bank of China:

1. Hold valid identity certificate, etc. Apply for a loan at an Agricultural Bank of China outlet, fill out the application form, and submit the materials;

2. The Agricultural Bank of China will review and approve the application, and after approval, sign a loan contract with the applicant;

3. The applicant will process Guarantee, insurance and other procedures;

4. After completing the procedures, submit it to the bank for review. The bank will issue the loan after meeting the requirements;

5. The applicant will repay the loan on time according to the time stipulated in the contract. payment.

For more information about how to get a loan from the Agricultural Bank of China, does anyone know the process? Go to: View more information about how to get a loan with an Agricultural Bank of China card "Jie Loan".

NetJie Loan refers to a small-amount consumer loan that is issued by Agricultural Bank of China in cash to individual Agricultural Bank of China customers who meet specific conditions. Customers apply for it by themselves, receive it quickly, automatically approve it, and use their credit themselves. It is recommended that you apply through formal channels and do not trust information from online lending platforms.

The following is the application process through Mobile Banking:

Step 1: Please log in to Mobile Banking and click the "Loan" option on the homepage, as shown in the picture:

Step 2: Select the "Wangjie Loan" product, as shown in the figure below:

Step 3: Enter the Wangjie Loan introduction page. The pre-loan amount will be displayed at the top of the page. Click Apply Now. As shown in the picture below:

Step 4: Enter the application page, select the loan purpose, borrowing and repayment account (requires a PalmBank registered account), confirm personal contact information, and check the box below Agree to the options, and then select Submit, as shown in the figure below:

Step 5: Select the loan, enter the contract information interface, confirm that the information is correct, click "Next" to enter the face recognition authentication, and click "Start" Authentication" and after the authentication is successful, enter the final signing interface, click "OK", and after verifying the security tool (K Bao or K Order), jump to the signing interface. After the signing is successful, you can directly click the "Lending" operation.

Warm reminder: The application time for Wangjie Loan is from 7:00 to 22:00 every day, and there is a daily maximum limit. If the limit for the day is exceeded, the system will prompt "The amount that can be applied for today has been exhausted." , please apply again the next day." The quota will be restored at 7:00 am the next day.

From July 25, 2019, new customers of Wangjiedai can apply for loans through personal mobile banking channels or super counter channels. Applications through personal online banking channels have been suspended, but they can still handle loan inquiries and repayments. ; For existing customers, personal online banking can conduct loan inquiries and repayments, but cannot provide loan disbursements. If loan disbursement is required, it must be handled through personal mobile banking.

Agricultural Bank of China loans are actually subject to system approval. If you have any other questions, you are welcome to consult the local personal loan center.

(Answer time: April 21, 2021. In case of business changes, please refer to the actual situation.)