Legal analysis: there is no kinship or non-kinship. As long as it complies with the relevant national laws and regulations and relevant bank regulations, the borrower must complete the relevant procedures for lending, and after lending, he must fulfill the relevant lending obligations according to the agreed date and amount. Legal basis: Article 669 of the Civil Code of People's Republic of China (PRC) concludes a loan contract, and the borrower shall provide true information about the business activities and financial status related to the loan according to the requirements of the lender. Article 672? Lenders may inspect and supervise the use of loans as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.