The loan is 65,438+000,000 yuan, and the monthly interest rate is 0.25%;
Monthly interest = loan amount × monthly interest rate = 65438+ million× 0.25% =
Annual interest = monthly interest ×1February = 250×12 = 3,000 yuan.
Loan 200 thousand, monthly interest.
Monthly interest = loan amount × monthly interest rate =20
Annual interest = monthly interest ×1February =500× 12=6000 yuan.
Loan 300 thousand
Monthly interest = loan amount × monthly interest rate = 300,000× 0.25% = 750 yuan;
Annual interest = monthly interest ×1February =750× 12=9000 yuan.
Monthly interest calculation formula: monthly interest =
Calculation formula of annual interest rate: annual interest rate = monthly interest × 12 months.
You can calculate the interest of your own decoration loan according to the formula.
Second, decoration, how many points do you need to pay for decoration with POS machines?
According to the notice of the National Development and Reform Commission (NDRC Price [2013] No.66) on optimizing and adjusting credit card processing fees, credit card transactions can be divided into four categories: entertainment, general, people's livelihood and public welfare. Among the four categories, the expenses involved in bank card swiping are mainly catering and entertainment, general and people's livelihood, among which the expenses of catering and entertainment are the highest, with a total of 1.25%, followed by general, with 0.78%, and the lowest is people's livelihood, with a rate of 0.38%. At the same time, in the categories of catering, entertainment and general services, the fees in some areas are capped, ranging from 2.5 yuan to 60 yuan.
Third, it needs 200,000 renovations. How can I get the most cost-effective loan?
You can apply for a decoration loan in the following ways:
If you have applied for a housing loan in our bank, you can contact the handling bank to apply for an exclusive decoration loan for supporting house purchase;
If you haven't applied for a housing loan in our bank, you can also apply for a decoration consumer loan with your own property as collateral.
To calculate the monthly payment and interest information for reference, please open the following link:/cmbwebpubinfo/cal _ loan _ per.aspx? Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment. (You can view information such as monthly payment, monthly principal, monthly interest, principal balance, total interest and total repayment).
Fourth, how to calculate the decoration loan?
1. Open an Excel "Decoration Loan Calculation Table". 2. Enter the average monthly income and collateral valuation. 3. Enter the formula "35" in the cell "Minimum loan amount for decoration and unsecured credit", and then press Enter to calculate the loan amount for decoration unsecured credit. 4. Enter the formula "370%" in the cell of the maximum loan amount for guaranteed decoration, and press Enter to calculate the loan amount for guaranteed decoration.