You bought a house with a mortgage, right? The down payment should be 940 thousand. Now the down payment in Chongqing should be 40%. This 40% is not multiplied by 0.4. As you said, this room is 135W. This room is your first suite, and the down payment is calculated as follows: 135-( 135* appraisal price percentage *0.7)=94. If your house is an elevator, the evaluation price is high. The evaluation price of the staircase room is relatively low. But it seems that the appraised price of your house is not very high.