Generally speaking, the geographical location of apartments is often very good, and the surrounding transportation and supporting facilities are perfect. And buy a duplex apartment with one floor for one floor, although the construction area remains the same, but the use space has indeed increased. In addition, the land nature of the apartment is commercial land, so its price is much cheaper than that of ordinary houses, which is not bad for young people who buy their own homes for the first time and are not well off.

Some people also object that the biggest advantage of ordinary houses is 70 years of property rights, water and electricity for civilian use. More importantly, many apartments are not equipped with natural gas, so life is very troublesome. The apartment is a corridor that runs through the whole building, and the feeling of living experience will be reduced.

For those who want to start an apartment, you must know this.

Disadvantages:

First, the percentage of construction area is not limited to the central business district, and the proportion of apartment construction area to the total living area of the project is not limited; However, the proportion of the construction area of ordinary houses to the total residential area is limited.

Secondly, the sunshine condition of the apartment is worse than that of the residence. According to the relevant provisions of the Code for Design of Residential Buildings, the houses in residential products must meet the sunshine, lighting and other related conditions. Huxing is not necessarily, generally the pattern of distribution on both sides of the corridor, so the sunshine conditions of Huxing in the same building may not be sunny because of the orientation problem.

Third, the nature of land is different? Houses can only be built on residential land or commercial and residential land, while apartments can be built on residential land or comprehensive land (commercial and residential), commercial land or educational land and other properties.

Fourth, most of the residential property rights with different property rights are 70 years, while the property rights of commercial apartments are 40 years or 65 years according to the nature of land use. In Nanjing, you can settle down by buying 60 square meters of 65-year property rights.

V. Calculation of water and electricity charges The water and electricity charges of different apartment buildings are calculated according to commerce, and ordinary houses are calculated according to civil use. Moreover, many apartments have not won the qualification to open natural gas, which is still a headache!

Six, the title certificate use column registration. When different regulatory authorities register the property rights of apartments, they must be clearly defined as "apartments" and marked as "apartments" in the use column of the house property certificate.

Seventh, the investment apartment loan threshold is low, but the transfer tax is high.

For buyers who buy houses for the second time or even many times, the minimum down payment for commercial apartments is 50%, which is much lower than the minimum down payment for second suites of 70%, and there is no limit to the purchase of commercial apartments, so there is no need to worry about the number of places to buy houses. After the road to residential investment was blocked by purchase restriction, many property buyers did turn their attention to commercial apartments.

Judging from the rental return of investment, commercial apartments, like houses, are mainly determined by the location of the real estate. However, it is worth pointing out that if the buyer invests in the apartment in order to wait for its appreciation and then change hands for profit, then the high taxes and fees for commercial apartment transactions will be an obstacle that must be paid attention to.

The policy stipulates that second-hand residential transactions can be exempted from land value-added tax, but commercial apartment transactions cannot be exempted. Land value-added tax is generally levied according to the value-added amount of the transferred land, that is, 30%-60% tax is levied on the value-added part according to the value-added amount.

In addition, regardless of whether the commercial apartment has lived for five years or not, a business tax of 5.5% is levied on the total transaction price of the real estate. Together with other taxes to be paid in the transfer, it generally reaches 10%- 14% of the total transaction price of the real estate. In other words, to sell a business apartment of 6,543.8+0,000 yuan, the various taxes and fees at the time of transaction alone will be 6,543.8+0.4 million yuan. It can be said that high taxes and fees will increase the difficulty of transferring commercial apartments. In the future, it will be the biggest risk to invest in commercial apartments when taxes and fees are higher than residential ones.

Nanjing is located in the east of China, the lower reaches of the Yangtze River and coastal waters. It is the seat of China East Theater Command, an important gateway city for the development of the central and western regions driven by the Yangtze River Delta radiation planned by the State Council, and an important node city for the strategic intersection of the eastern coastal economic belt and the Yangtze River economic belt.

Nanjing is one of the first national historical and cultural cities, an important birthplace of Chinese civilization, and has long been the political, economic and cultural center of southern China. It has blessed China's new moon several times in history. There were ancient human activities in Nanjing as early as100-1200,000 years ago. Nanjing ape-man lived in Tangshan 350,000-600,000 years ago, with a history of more than 7,000 years of civilization, nearly 2,600 years of city building and nearly 500 years of capital building.

Nanjing is an important science and education center in China. Since ancient times, it has been a city that worships and values education. Known as "the literary hub in the world" and "the first school in Southeast China". More than half of the top scholars in China in Ming and Qing Dynasties came from Gongyuan in Jiangnan.

By 2020, there will be 68 institutions of higher learning in Nanjing, including two first-class universities/KOOC-0/2, planned universities/KOOC-0/65,438+065,438+0, 2/KOOC-0/65,438+0, and academicians of the two academies/0/0. Among the top 20 scientific research cities in the world, Nanjing ranks eighth in the world and China ranks third.

In August 2020, UN-HABITAT released the list of Asia 100 big cities. Nanjing ranks 1 1 in Asia and 5th in Chinese mainland.