yes.

The application conditions of mortgage include:

(1) having legal status.

(2) It has stable economic income, good credit and the ability to repay the loan principal and interest.

(3) There are legal and effective contracts and agreements for the purchase, construction and overhaul of houses and other supporting documents required by the loan bank.

(4) Self-raised funds of more than 3% of the total price of the purchased house (2% for the owner-occupied house with a floor area of less than 9 square meters), and guaranteed to be used for the down payment of the purchased house.

(5) There are assets recognized by the lending bank for mortgage or pledge, or (and) legal persons, other economic organizations or natural persons with sufficient compensatory capacity are used as guarantors.

(6) Other conditions stipulated by the lending bank. Extended information

Application information:

1. The borrower's valid ID card and household registration book;

2. Proof of marital status: unmarried persons need to provide an unmarried certificate, and divorced persons need to provide a court civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. the borrower's income certificate (the salary income certificate or tax payment certificate for half a year);

5. Property title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. are required)

Baidu Encyclopedia-Personal housing loan.