1- 18 years old permanent residence of urban residents with full capacity for civil conduct or legal and valid proof of residence.

2- Pay the down payment.

3- Have a stable legal income and the ability to repay interest.

4- The borrower agrees to purchase the house and its rights and interests as collateral.

5- The purchased second-hand house has clear property rights and meets the requirements for entering the real estate market stipulated by the local government.

6- The purchased house is not within the scope of demolition.

7- Other requirements of the lending bank

Then the information you want to submit.

1- Application Form for Housing Mortgage Loan filled out by the Buyer and the Seller.

2- Letter of Intent for House Purchase signed by the Buyer and the Seller

3- proof of income

4- ID card and household registration book and proof of marital status

5- Spouse ID card

6- If the purchaser does not have a permanent residence in the local area, he should also provide a temporary residence permit and a certificate issued by the local real estate trading center.

7- Seller's valid legal person business license. Representative card and other documents. Other related, depends on the local procedures.