Legal analysis: housing provident fund can buy a house in different places. 1, the housing provident fund can buy a house in a different place, which belongs to the provident fund loan in a different place. 2, the general loan city provident fund center accepts the employee's remote loan business consultation, and inform the loan of the required audit materials at one time; 3. The employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the loans paid by employees according to their applications, and issues the Certificate of Use of Housing Provident Fund Deposit for employees who have never used the housing provident fund or whose first housing provident fund loan has been settled; 4. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the certificate of deposit and use of the employee's housing provident fund for off-site loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit into the city provident fund center to identify employees' loans in different places, and establish a detailed account of employees' loans in different places; 5. If the individual account of the housing provident fund is transferred during the loan repayment period, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in time after receiving the employee housing provident fund account; 6. When loans overdue is in a different place, the urban provident fund center of the deposit place should use the urban provident fund center of the loan place to carry out loan collection and other work. According to the loan contract, the balance of the employee's provident fund account can be deducted to repay the loan.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in the housing provident fund account:

Purchase, construction, renovation and overhaul of owner-occupied housing;

2 retired;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

Rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.