If you don't pay back the money, you just want to delay.
There are several kinds of mentality: the first is that you are unable to repay, but you are guilty; The second is that you don't want to pay back at all, and treat the borrower as a wooden stick; The third one is Qian Shengqian, but I don't want to return it in the short term.
In short, the purpose is to delay.
1, unable to repay, mutual understanding.
Since we can borrow money, we are almost good friends. Not many people can do timely rain these days, so it is difficult to borrow money.
A friend of mine did business the year before last and took me100000. The money itself is the money I used to buy a car. He picked it up at a difficult time. He told me that after all, the bank loan interest rate is very low, and I can use your money for one year at most, and then I will give it to you with interest. To tell the truth, the interest of friends borrowing money is not considered, and it is not a very hard relationship. It is simply impossible to borrow. Fortunately, my wife supported me and gave it to this brother.
But three years later, my car loan has been paid off, and his money has not been paid back.
Because this brother lost his business, he really has no money to give me. I seldom summarize the accounts, but he will often tell me the progress.
In fact, it doesn't matter whether you say it or not, and there won't be any in the short term.
I don't want to return it at all.
One of my classmates took thousands of dollars from me many years ago, and he still doesn't talk about paying back the money. I know his situation well and it's not difficult, but I don't want to pay the bill.
Such people are very clear-minded, but they just don't want to pay back. Either you have no money or you don't pay it back. In fact, he regards his friends as two idiots and is in a state of counting one. It's rare these years, and I don't mention these things when I meet occasionally.
Slowly, all the friends around her were treated as two fools by him, and she gradually left our circle.
In fact, I have a clear definition of such a friend, that is, thousands of dollars to buy a role. There can't be a chance of * * * in the future, and we both have a tacit understanding.
3. Borrow money for business turnover.
I chatted with a friend some time ago and talked a lot after drinking too much.
A friend does business with his money. He needs his friends badly because they are all on business trips. If you can't withdraw cash, you will lose interest.
This friend used to be very important in his mind, and basically did not involve interests, but the basic idea of this friend is very clear, that is, Qian Shengqian is a friend.
If you don't pay back the money, you don't want to lose interest. Such behavior is consumer friendship.
I talked thoroughly about my friend's business with money that day. You can't make such friends, because borrowing money is to transfer risks. If you earn, you won't share the benefits; if you lose, you will take risks.
In short, if you don't pay back the money, you just want to delay. All kinds of reasons are procrastination. I have a lot to say about borrowing money. What have you met? Let's discuss it together in the comments section.
It is not very popular now. If you borrow money according to your ability, why pay it back?
Some really have no money, and they won't be available for a while.
However, to borrow money, you have to understand why he wants to borrow money, and some of them are gambling. That's cheating. I shouldn't pay you back.
There is also a difficulty that can't be repaid for a while, depending on the character.
I heard from a friend that his classmate hadn't contacted him for a long time, and asked him to borrow money, saying that his grandfather was lying in the morgue and transferred 2000 yuan. Later, I learned that this classmate basically borrows money from everyone, which is gambling. Find all these excuses.
Actually, I hate people who borrow money and don't answer their phones. My brother is such a person. I told him the borrowing method in January this year. Don't pay me back now, but you must pay me back when you use the money. I promised to confess. After half a year, I have something to use. I said that the wages on the construction site have not been paid yet, and I have to take money to go to school. Isn't this Chinese New Year? I want to pay back the money, which is a good thing. I won't lend money to others in the future.
For many people who don't pay back the money, I feel this way, and there are still many feelings in this respect, so I just don't want to have money dealings with people at ordinary times, but in life, I will lend money to some of his friends, and I will lend him money whenever he pays back. This is actually not difficult. When we face such a thing, we also need our own attention and trust, which money can't buy.
As we all know, it is not difficult to borrow what you have, that is to say, when you borrow money from others, you should think of returning it on time. Because I can lend you money when you are in the most difficult time, and lending money has helped you the most. This truth that everyone can understand has disappeared in the eyes of some people today, but some people just like to acquiesce. If, after borrowing money, the borrower has an accident that aggravates economic difficulties and cannot repay the debt, we may understand the delay in repayment of this debt under the understanding of the lender, but some people are obviously not short of money, that is, they refuse to repay the debt. What kind of psychology are these people?
On the one hand, from the lender's point of view, people who can lend money to others must have a relatively affluent material life or have a special emotional relationship with themselves. Such people are generally more compassionate, which will inevitably inspire their kindness and help others in times of economic difficulties. However, their general psychology is more about face obstacles and values friendship and loyalty, rather than paying attention to the borrower's initiative to pay back the money or complete the loan procedures. Afterwards, the borrower uses the legal provisions to adopt the statute of limitations.
On the other hand, from the psychological point of view of borrowers, such borrowers can be divided into several different types. A person's personality characteristics are no sense of shame and no sense of responsibility. He takes it for granted that others lend him money. If the creditor asks him to pay back the money, he will think it is exploitation and oppression for himself. Such people have no sense of morality and reason. There is another situation. This kind of people usually regard owing money as a habitual and ordinary thing. They like to take advantage of the sympathy of creditors and borrow money from people who are unwilling to collect debts, taking into account face. Such people are usually regarded as "recidivists". They usually borrow money and buy it at buy buy to improve their quality of life and satisfy their material desires.
At the same time, there is another situation-broken cans and broken falls. Such borrowers do not have the financial repayment ability. Although he made a sincere promise to creditors to pay back the money within the prescribed time limit when borrowing money, his ability was limited later. The longer the delay, the more he feels that there is no loss in not paying back the money, but he overdraws his reputation and is more cost-effective than paying back the money. Finally, there is another situation, that is, the borrower is indeed a forgetful person, or it may be psychologically forgetful. If the creditor department took the initiative to remind, the borrower may have forgotten such a thing long ago. In short, no matter what kind of psychology creditors or borrowers have, it is natural to pay back debts, abide by rules and keep promises, which is the basic feature of a good personality.
I don't understand the situation that some people in life don't pay their debts and let others point fingers. Have you no face to borrow money from others? How to mix people in the future? It's beneath your dignity to be so pretentious.
After all, there are a few people who borrow money and don't pay it back, and most of them have conscience.
1990 loaned 50,000 yuan to a friend, but it hasn't been paid back yet! Chew Bai Ye.
Personally, I think there are two kinds of mentality: first, I really have no money to repay the account, but I am very sincere, and I take the initiative to explain and agree on the repayment steps. Secondly, there are many reasons why money is badly needed. Once the money is lent out, it can still be paid back in order to buy people's hearts and give people an honest feeling. If you catch a big fish on a long line, you borrow too much money, don't answer your phone, turn off your cell phone, and ... run away and disappear! Met such a good friend. He is Li Junyu from Jujia Village, Zijiao Town, Huimin County. Play disappear and escape.
First, the principle of borrowing money and not borrowing it. People who borrow money and don't pay it back have two big ideas, so they can't borrow it:
1) emergency is not to save the poor.
It's not that you earn less or that you are poor. If you want to consume what you can't reach, you are poor. If someone borrows money to buy something he can't afford, you are paying for his own poverty.
2) Love is cheap and can't be borrowed.
People who love to take advantage of small things will always put their own interests above friendship. They don't know how to repay the kindness. Once you ask for money, you will turn against each other.
So what do you think of people who borrow money and don't pay it back? Nothing more than being greedy for petty gain or being called a hooligan. Otherwise, in this era when borrowing money is so convenient, why not borrow it from flowers? I just don't want to pay interest. Since I don't want to pay interest and have no good ideas, I want to take advantage of people around me.
Second, what about the lent money? A wonderful way to collect debts without tearing your face.
1) gives a firm and vague reason.
Sorry, I'm short of money. Can I pay back the money I borrowed last time? Don't explain, the more you explain, the more you start to explain, and it opens a tragic model. You said you didn't have the money to eat bran and swallow vegetables. He might say that eating shit can't keep up with the heat. When you say that your child is going to school, he may say that his father is going to heaven, and finally he may ask you to borrow more. What did you say?/Sorry? Compared with the debtor, it's shameless, but he's desperate. Who can be worse than him?
So don't give specific reasons, just say that it is natural to pay back the debt.
2) Beat about the bush and talk about consumption
Don't say you can afford this, won't you pay back the money? This will tear your face.
From our point of view, you can praise others for their good lives, praise them for traveling abroad, and buy brand-name bags, which I can't bear to spend. Even some shameless people will say that this is a gift from others and borrowed by others.
Then I can kiss up to the head office, right?
Where did you buy this bag? Take a good look. If I had money, I would buy one. You all know the money he owes you. You often say that. He is under great psychological pressure. As long as he keeps pressing, the party who owes money will definitely not be able to carry it first. If he doesn't pay you back in this way, he can only use the third way.
3) Go door to door to find customers and ask for explanations.
My wife always says that my savings don't match. Why don't you explain it to me? Apply pressure in the name of a third party.
4) If you really can't do it, you will be torn. Then meet this kind of person in court, there is no need to continue to have an intersection!