If you don't want to borrow money, it's ok to close the opened particles. Personally, I don't think it will affect the credit information, but you'd better consult the platform.

Second, how to apply for a loan from Weizhong Bank

Weizhong Bank app loan application process:

To open an electronic account of Weizhong Bank, users need to bind WeChat or mobile qq first, then input personal basic information, and finally bind a traditional bank savings card. This process is basically the same as Alipay or WeChat binding bank cards.

After the above three steps are completed, the user will get a micro card with 19 digits.

It is worth noting that the binding of the first bank card only needs to pass the SMS verification code, while from the binding of the second bank card, it needs to pass the face verification first.

It is reported that Weizhong Card can only handle deposits, wealth management, mortgage repayment and other businesses, as well as transfers between Weizhong Card and other banks with the same name. At present, functions such as credit card consumption and transfer to others are not supported.

Third, how to apply for opening a WeChat loan

Ways of WeChat loan:

1. On the WeChat my page, find the wallet option and click Enter.

2. In the new page, find the option of borrowing money and click Enter.

3. On the loan page, click the loan option.

4. Then enter the loan amount and repayment period according to the page prompts, and click Next.

5. In the new page, confirm the receipt of the bank card, and then click Next.

6. Finally, fill in your own information and click to confirm the loan. If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application form, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information:

I. Basic information of the borrower and guarantor;

Two, the financial report of the previous year approved by the financial department or accounting (auditing) firm, and the financial report of the previous period of applying for a loan;

Three, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, and the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention;

5. Project proposal and feasibility report;

Six. Other relevant materials deemed necessary by the Lender.