Recently, many people are asking about the benchmark lending interest rate in 214. The following small series will introduce it in detail and give examples. Interested friends continue to look down.

mortgage interest rate in p>214:

commercial loans for one to three years (including three years) 6.15%

commercial loans for three to five years (including five years) 6.4%

commercial loans for more than five years 6.55%

personal housing provident fund loans for less than five years (including five years) 4%

personal housing provident fund loans for five years. You borrowed 15, yuan and paid it off in 1 years, and the interest rate is not discounted:

repayment in each installment: 1732.17 yuan

interest paid: 57,86.64 yuan

total repayment: 27,86.64 yuan

If the interest rate is 3%, the interest rate is 4.81. The monthly payment is as follows:

repayment per installment: 1577.38 yuan

interest paid: 39,285.6 yuan

total repayment: 189,285.6 yuan

Summary: the bank will fluctuate depending on your personal credit status, generally about 1% to 2%, but the interest rate and policy of your local lending bank shall prevail! The interest rate of provident fund loans in 214 is very favorable, and qualified buyers can choose to use provident fund loans.