Provident fund loans can be used for provident fund loans. However, if you want to use a provident fund loan to buy a second home, there will be some restrictions:

1. If the first home also uses a provident fund loan and the loan has not been paid off, then the provident fund loan cannot be used to buy the second home. ;

2. If the first home also uses a provident fund mortgage loan and the loan has been paid, then the second home can be purchased with a provident fund mortgage loan;

3. If the first home is a commercial property Regardless of whether the loan is paid off or not, you can use a provident fund loan to buy a second home.

The above is the relevant content that provident fund loans can be used for second homes.

Introducing the provident fund loan policy

Those who purchase a second residential housing can apply for a second housing provident fund mortgage loan again, but employees with deposits who purchase a third or more housing will be stopped. Provident Fund Mortgage. If you have used a housing loan to buy a commercial house (residential) before, then sold it, and then plan to buy another commercial house (residential), it is still the first time you apply for a provident fund housing loan. This article mainly writes about provident fund loans. Is provident fund loan used? Relevant knowledge points are for reference only.