Neijiang education bureau. According to the inquiry, official website and Neijiang Education Bureaus learned that the pre-application for student-origin student loans directly submitted the loan application to Neijiang Education Bureau, and then the Education Bureau entered the data into the pre-application system. Student loan is a credit loan, which is guaranteed by the credit of the borrowing students and their parents, and does not require any guarantee or mortgage from the borrowing students.