The Notice on the Measures for the Administration of Individual Housing Provident Fund Loans in Zhejiang Province will be implemented on September 1 day, stipulating that employees who normally deposit housing provident fund within the administrative area of Zhejiang Province can apply for loans from different places at the housing provident fund management center where they purchase their houses. The income generated by off-site loans belongs to the center of the house.

I. Application conditions

1. The applicant must purchase a self-occupied house in our city and be the owner or owner of the house purchased.

2, the applicant must be normal and full deposit housing provident fund for more than six months.

3. The applicant and spouse have no outstanding housing provident fund loans. (including the place where the housing provident fund is paid)

4 to provide the guarantee procedures approved by the city housing provident fund management center.

5. Meet other conditions for housing provident fund loans.

Second, the application materials

1. Certificate of deposit and use of housing provident fund for employees with loans from different places issued by the deposit provident fund center;

2. The deposit details or list of employee housing provident fund in the last 12 months issued by the deposit provident fund center;

3, deposit, household registration, housing management departments issued by the family members of workers (including minor children) property rounds.

Third, the handling process

1, ask for the form. Loan applicants can consult and obtain the deposit certificate of housing provident fund at our housing provident fund business outlets, or download it from our housing provident fund website.

2. Issue certificates. The loan applicant and other employees who need to participate in the calculation of the loan amount shall go to the management center where the provident fund is deposited with the certificate of housing provident fund deposit.

3. Verify the situation. After receiving the relevant information of the applicant, the handling personnel of the housing provident fund management center shall verify the deposit of housing provident fund in different places by telephone, fax and online inquiry.

4. Open an account. Loan applicants and other employees who need to participate in the quota calculation shall go to the business outlets of the housing provident fund management center of our city to handle the account opening procedures for the deposit households of employees with loans from different places with the proof of housing provident fund deposit.

5. Apply for a loan. The specific procedures are the same as the normal application procedures for housing provident fund loans. (During the teller's internal operation, the occupation of employees who have paid housing provident fund in different places should be entered into the column of the applicant's occupation in the borrower's data table in the system. )