Hello, according to the information you provided, the loan amount is 750,000 yuan, and the loan term is 10 year. According to the benchmark loan interest rate for 5-30 years (including 30 years) published by the bank, the loan interest rate is 4.90%. If the loan interest rate remains unchanged and the repayment method is equal principal and interest, the monthly repayment amount is 79 18.30 yuan.

2. What is the interest rate of the first home loan in Shaoyang?

4.22%。 From June 5438 to February 2022, the weighted average interest rate of the first set of new housing loans in Hunan Province was 4.22%, down 139 BP from the beginning of the year. Shaoyang, formerly known as Baoqing, is a prefecture-level city under the jurisdiction of Hunan Province, located in the southwest of central Hunan and the upper reaches of Zijiang River. The mountains are winding, east and west, north and south, and Xuefeng Mountain stands tall in the west and north. Zijiang River flows through the whole territory from southwest to northeast, with hilly basin in the middle, Hengyang in the east, Yongzhou and Guilin in the south, Huaihua in the west and Loudi in the north.

3. What is the deposit interest rate of Shaoyang Rural Commercial Bank?

The bank's interest rate has not changed much this year, maintaining at the usual level last year. The same is true of rural commercial banks. Take the three-year time deposit as an example, the interest rate remained at the usual level last year, that is, 2.75%, and the expected surprise did not appear.

4. What is the interest rate of the first home loan of the provident fund?

First, the interest rate of the first personal housing provident fund loan for five years (including five years) will be lowered from the current 2.75% to 2.6%, and from the current 3.25% to 3. 1%. The interest rate of the second set of personal housing provident fund loans remains unchanged, that is, the interest rate of loans for five years or less is 3.025%, and the interest rate of loans for five years or more is 3.575%. Muqiannao

II. The new interest rate standard will be implemented from 2022 1 October1day.

3. Xungai Management Department will readjust the posture of the world according to the requirements of this notice for the surplus and deficiency of the first set of individual housing in 2022 10, and submit it for review.

4. For the loan with adjusted interest rate, it is necessary to reprint the loan approval form and the specially signed contract, involving interest rate and monthly repayment amount.

5. The vacant amount of the first individual housing mortgage lease for housing accumulation fund applied after June 65438+1 October1in 2022 shall be subject to the adjusted interest rate.