LZ had better clarify the context of the matter. 1. The loan is put down, which means that you have to repay it, or repay it in advance. There is no situation where you can give up. You have to go to the bank to apply for early repayment. The procedures are not completed until the loan is settled. You did not go to the bank to sign, which means that the loan is still accruing interest normally, and monthly payments of 2 are required. If your loan has not been applied for yet, but it has just been approved, you are halfway through. If you no longer want a loan, it may be that when you first applied for a loan, your application information had already been entered into the provident fund system, which means that the system has always been in application status. In this case, when you apply again, the system will not be able to pass it, because at the same time only Can you have a provident fund loan? Then you need to go to the center to maintain the current status. As long as you can prove that there was no loan and the loan was not issued, the center should be able to help you update the system.