Ping An's main business is unsecured and unsecured credit loans. The company's business model is that Ping An Property & Casualty gives you a guarantee and the bank lends money directly. When you really have no repayment ability, Ping An will pay the guarantee fee, that is, buy property guarantee insurance from Ping An. Relatively speaking, Ping An has the lowest threshold in unsecured loans. Office workers and business people can apply, but they must have a credit record and no serious bad credit. The loan amount is 1 ~ 1.5 million, and the funds can be used for up to 3 years. Repayment can be made in advance or additional loans can be made. As long as it is a worker with good credit and similar income, it can be approved.
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