1.Tik Tok assured loan is a personal consumer credit product jointly launched by licensed consumer financial institutions in ByteDance (such as NewNet Bank and BOC Consumer Finance). ). It is not provided by an unknown small loan company without the approval of CBRC and financial license.
2.Tik Tok can access the central bank's credit information system with confidence, and the relevant loan repayment records will be reported to the central bank's credit information system by the platform, and information will be left in the personal credit information report (the borrower is advised to borrow cautiously and fulfill the repayment obligations on time).
3.Tik Tok is convinced that there is a certain application threshold, and not all Tik Tok users can apply. It adopts the white list invitation system, and only high-quality users with good credit can find an application for an entrance operation loan in Tik Tok APP. The scope of its open application is for users who are over 20 years old and have stable work income. When applying, they also need to carry out personal identity authentication and face recognition, as well as other basic personal information and contacts.